Read our Terms & Conditions
INTRODUCTION
These terms and conditions set out the use of the Best Buy Life Insurance website.

Please read them carefully as by using the Best Buy Life Insurance website you indicate your acceptance of them.

Within this document "we", "our" and "us" refers to Best Buy Life Insurance and "you" and "yours" refers to the person accessing the website.

We reserve the right to amend these terms and conditions from time to time. Your continued use of the website will constitute your acceptance of these changes.

The website is an online financial introduction service owned by Corhammock Ltd. (Registered in Northern Ireland with the company number NI609038). Best Buy Life Insurance is a trading style of Corhammock Ltd. which is authorised and regulated by the Financial Conduct Authority. This can be confirmed via the FCA register using the number 593550. Our registered address is Corhammock Ltd. 6 Fairgreen Road, Markethill, BT60 1PW.

You must NOT access the website if:
- You are not a UK resident
- You are under 18 years old
- You do not agree to the terms and conditions.
OUR SERVICES
The website aims to introduce you to a financial adviser and/or broker who may be able to help you with your requirements by contacting you directly via the telephone, email, and/or post.

Quotations and information on this website are provided by a Best Buy Life Insurance on a non advised basis. This means that no advice is given or implied and you are solely responsible for deciding whether a product purchased through Best Buy Life Insurance is suitable for your needs.

We may validate some of the data you give us to check that an address or telephone number is valid. We may vet that the service or product you are interested in is one offered by the arranger we introduce you to.

We will advise you of the arranger who will be making contact with you.

We do not act in any way as your agent or as the agent for any of the third party companies and services featured on the Website.

Once Best Buy Lie Insurance has matched and transmitted your request for contacBest Buy Lie Insurance is no longer under any obligation to you.

Our service is free for you to use. We receive commission and fees from certain product or service providers who we refer you to.

No information on the website is, or shall be deemed to constitute, financial, investment, mortgage, protection, or other advice or a recommendation or endorsement by us.

The information we provide on the website is for your general information purposes only and you should not rely on it. It is your sole decision whether to refrain from or obtain any product or service via the third party we introduce you to and your sole responsibility to check the suitability, adequacy and appropriateness of the product or service that is of interest to you. You should give serious consideration to obtaining independent advice before you obtain any product or service.

No information on the website is, or shall be deemed to constitute, an offer by us or any third party to sell to you any product or service or to enter into any contract with you in respect of any product or service. By submitting your details, you are making an offer to obtain the relevant product or service from the relevant third party on its terms and conditions that may be accepted or rejected. The contract for the product or service will only be concluded once your offer has been accepted. You will receive confirmation when your offer has been accepted.

From time to time we reserve the right to add, amend, edit, delete, modify, or remove any information, content, material or data displayed on the website without notice.
YOUR USE OF THE WEBSITE
You are permitted to use the website for personal, non-commercial purposes. To clarify, this means the website can only be accessed and used by individuals or businesses on their own behalf. Commerical purposes are prohibited.

Additionally, you may not use the website for the following purposes:

- Fraudulent or illegal purpose
- On behalf of someone else such as to create, check, modify or amend another person's record or enquiry
- To harm, intimidate or harass, embarrass or defame another person, or in a way that invades another person's privacy
- To post any obscene or offensive material (as determined by us)
- To tamper with, modify, reverse engineer or amend any part of this website
- In a way that interferes with our communications and technical systems (as determined by us)
- Using any 'screen scraping' or automated software, process, program, system robot, web crawler, spider, data mining or trawler.
INTELLECTUAL PROPERTY RIGHTS
The words 'BestBuyLifeInsurance' and the Best Buy Life Isurance logo are our trademarks.

All other logos, trademarks and material we display on our website along with the software, know how and processes we use to run our website belong to Bestbuylifeinsurance.co.uk or our licensors.

This means all copyright, design rights, patents, inventions, trading names, service marks and trademarks, logos, domain names, moral rights, database rights, data, source code, software, specifications, know how, processes and business methods (in all cases whether registered or unregistered and including all rights to apply for registration) in and relating to the website are owned by or licensed to us. For the purposes of this section, we will call this "our".

You agree that we make our intellectual property available to you for your personal use only. We will allow you to use this intellectual property for your personal, non-commercial use including temporarily printing off one copy, downloading or storing extracts from our website on the condition that you:

- Comply with the all the terms and conditions of this agreement
- Do not copy, alter, modify, reformat, sell, distribute or publish any of the material
- Do not create any derivative works
- Do not link to any part of our website
- Do not print or download any logos, trademarks, service marks or image except as part of the complete web-page of which they form a part
- The status of our and our licensors' ownership of all such material is acknowledged in any such printed off, downloaded or stored material.

We will allow you to print off one copy, and download extracts, of any page(s) from our website for your personal non-commercial use only. However if you do this, our status (and that of any identified contributors) as the authors of the material must always be clearly acknowledged.

You retain ownership of all the material you submit or make available on our website.

You grant us a perpetual, irrevocable, worldwide, royalty-free, transferable and unlimited licence to use, modify, copy, distribute, publish, transmit such information in any manner and for any purpose but always in accordance with our Privacy Policy.
EXCLUSIONS OF LIABILITY
We use reasonable care to ensure that all data, material, and information on the website is accurate. We aim to correct any errors or omissions as soon as possible after being notified. However, we are not able to guarantee that the data, material, and information on the website is accurate or that there are no errors or omissions in the data, material, and information.

We do not monitor, verify or endorse data, material and information submitted or provided by third parties which is included on the website and you should be aware that such information may be inaccurate, incomplete or out of date. We are not responsible for any data, material or information included on the website which has been provided by third parties.

We do not give any warranty that the website is free from viruses or anything else which may have a harmful effect on any technology.

We are not responsible for any losses or damages arising from an inability to access the website, from any use of the website or from reliance on the data transmitted using the website where such losses or damages are caused by any event beyond our reasonable control including as a result of the nature of electronic transmission of data over the internet.

We are not responsible or liable for any indirect losses or damages suffered or incurred by you or for any losses or damages suffered or incurred by you which were not foreseeable by us when you accessed or used the website.

You will be able to access user reviews on the website. The views expressed therein do not represent our views or the views of our associated companies and we are not responsible or liable for the accuracy or content of any such views or expressions.

You can apply for a number of products and services via the website. These products and services are not provided by us but are instead provided by third parties over whom we do not have control. It is your responsibility to satisfy yourself that you wish to obtain or refrain from any product or service before doing so. We are not responsible or liable for any loss or damage you may suffer or incur in connection with any product or service you obtain after using the website or for any acts, omissions, errors or defaults of any third party in connection with that product or service.

Please be aware that the information and descriptions of products and services on the website may not represent the complete descriptions of all the features and terms and conditions of those products and services. You must ensure that you carefully read all the features and terms and conditions of any product or service before applying for it.

If you apply for and obtain any product or service, you will be contracting with a third party who will be providing that product or service to you on their own terms and conditions. It is your responsibility to ensure that you understand and agree with those terms and conditions before entering into a contract to obtain that product or service. We are not responsible or liable for any loss or damage you may suffer or incur in connection with the terms and conditions applying to any contract entered into by you with any third party in relation to any product or service or for any acts, omissions, errors or defaults of any third party in connection with those terms and conditions.

Your use of any third party website will be governed by the terms and conditions of use and privacy policy applicable to that website. Such terms and conditions of use and privacy policy will be different from these terms and conditions and our privacy policy. It is your responsibility to ensure that you understand and agree with the terms and conditions of use and privacy policy of any third party website before using that website. We are not responsible or liable for any loss or damage you may suffer or incur in connection with the terms and conditions of use or the privacy policy applying to any third party website or for any acts, omissions, errors or defaults of any third party in connection with those terms and conditions of use and/or privacy policy.

The website provides information on a range of products or services. There may be other products or services available on the market which are not shown on the website and which may be more suitable for you than those shown on the website.
YOUR RESPONSIBILITIES
You are responsible for ensuring any information that you provide us is:

- Correct complete, accurate and not misleading
- Does not infringe anyone's intellectual property rights or privacy rights Does not violate any law
- Is not harmful, fraudulent, defamatory or otherwise offensive.

If you provide feedback on our website or if we ask you to insert information about yourself or circumstances, you are solely responsible for ensuring that all information you provide is correct, complete, accurate and not misleading and that you disclose all relevant facts.

We are not responsible or liable to you for any loss or damage you may suffer or incur in connection with your failure to ensure such information is correct and not misleading.

You are responsible for ensuring that any third party that you may wish to contract with has the correct information about you. It is very important that you ensure that all the information held by the third party about you is correct, complete and not misleading and that you have disclosed all relevant facts.

It is your responsibility to identify and correct any mistakes or errors in the information, content, material or data held by the third party about you before you obtain any product or service from the third party. Failure to do so could invalidate the product or service provided by the third party and we are not responsible or liable to you for any loss or damage you may suffer or incur in connection with your failure to ensure such information is correct and not misleading.

You are responsible for ensuring that you understand and agree with the terms and conditions of the third party that will be providing the product or service to you before entering into that contract.

It is your responsibility to understand and agree with the terms and conditions which relate to the specific product or service to you before entering into that contract.

Accordingly, we are not responsible or liable to you for any loss or damage you may suffer or incur in connection with your use of any third party website or in connection with any contract entered into by you with any third party in relation to any product or service.

You are responsible for making your own enquiries to check that the product or service that you want to apply for is accurate, complete and up-to-date and meets your needs.

You are responsible for ensuring that you have appropriate virus checking software on your computer.

We cannot guarantee that our website is uncorrupted or free from viruses which may harm your computer and are not responsible or liable to you for any loss or damage you may suffer in this regard where caused by any third party.

We do not seek to exclude or limit any liability that cannot be limited or excluded under any applicable law. This includes our liability for things such as fraud, death or personal injury caused by negligence and also the responsibilities we have under certain legislation such as the Financial Services and Markets Act 2000.

We shall not be liable to you for any loss of income, revenue, business, profits or contract, anticipated savings, data, goodwill or opportunity, direct, indirect or consequential loss or damage incurred by you in connection with any access, use, or inability to access or use our website where:

- You have not complied with any part of these terms and conditions;
- We are not in breach of a legal duty of care owed to you by us or by any of our employees or agents; or the loss or damage you suffered by our breach of these terms and conditions was not reasonably foreseeable; or the damage or loss was caused by events outside our control; or to the extent that you have contributed to your loss or damage by failing to act reasonably in the circumstances or by failing to take reasonable steps to mitigate your loss or damage.
CONTACTING US AND COMPLAINTS
If you are unhappy with our service for any reason, please contact our customer services team at our address, or by email info@bestbuylifeinsurance.co.uk.

We will acknowledge in writing safe receipt of your complaint within five business days. We aim to resolve complaints as quickly as possible and may combine the acknowledgement of the complaint with our final response.



Best Buy Life Insurance is a trading name of Corhammock Ltd. (registered in Northern Ireland, company number NI609038) which is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services Register - www.fsa.gov.uk/register under reference 593550.

Registered Office: 6 Fairgreen Road, Markethill, BT60 1PW.
Built by: Bann Computing